Forget "Retirement."

It's high time we had a better idea for our final opportunity.

Photo by Joe Hepburn on Unsplash

Retirement, as we have come to know it, dates from the late 19th century. And it is woefully outdated.

The world’s first state-provided pension for disabled and elderly citizens appeared in Germany in 1889, a creation of Chancellor Otto von Bismarck. A German citizen could receive a pension at age 70, but there were few re…